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Case Study: Stone Gate Insurance: Revealing the Emotional Undercurrents of Organizational Change

One of the most important advantages of AgileBrain is its ability to reveal emotional dynamics that are rarely voiced publicly and that traditional employee surveys almost never detect.

A culture assessment conducted at Stone Gate Insurance, a rapidly growing independent insurance agency in the Northeast, provides a clear example.

The Limits of Traditional Surveys

When the Stone Gate CEO reviewed the company’s annual survey results, he wasn’t convinced. The scores were high, suggesting that everything was functioning well. Despite near-perfect scores, he felt that something was off. There was tension roiling the organization that the survey had failed to capture. Rather than dismissing that intuition, he decided to investigate from a different angle.

A cross-section of the workforce, spanning offices, tenure levels and roles, was selected for a different kind of organizational assessment. Each participant completed a traditional cognitive survey (statements rated on a 5-pt scale), an AgileBrain Exercise (a 3-minute image selection activity) and a confidential 30-minute debrief with a certified AgileBrain practitioner.

This approach confirmed the CEOs concerns; there was more going on below the surface. The employees gave nearly every item in the traditional survey a 5 (the highest level of agreement). The AgileBrain results showed significant unmet needs. And the interviews added important nuance.

If leadership had only those survey results to rely on, the conclusion would have been obvious and wrong: The culture is strong. Employees are satisfied. No major issues exist.

The AgileBrain results and the conversations that followed told a very different story: The culture is in trouble. Employees are unsettled. Significant issues are lurking below the radar.

Emotional Needs Tell a Different Story

The traditional cognitive survey allows employees the time to think about their responses. And that’s a problem because all kinds of cognitive bias distorts the results. AgileBrain’s rapid image selection captures how they actually feel before cognitive bias kicks in. The AgileBrain results revealed significant variation in emotional activation (a proxy for stress and anxiety) across the participating employees.

Five distinct AgileBrain motivational state profiles appeared among the participants:

Mission Questing

Individuals who are deeply driven by a sense of purpose and a desire to contribute to something greater than themselves.

Aspiring Agreement

Individuals who are deeply motivated by a desire to align with others and maintain harmonious relationships.

Equality Seeking

Individuals who are deeply motivated by a desire for fairness, justice, and equal treatment.

Cautious Concealing

Individuals who present a casual demeanor but may harbor underlying insecurities and a desire for success and recognition.

Diligent Struggling

Individuals who exhibit a strong drive for success and achievement but often find themselves facing challenges in balancing their aspirations with their current capabilities.

These states reflected a mixture of aspiration, caution and frustration beneath the surface of the organization. The CEO quickly realized he was not dealing with a monolithic employee group but a number of sub-populations instead. Addressing the unique needs of these profiles would take time and effort, but the reward would be a healthier, more coheisive culture.

Fortunately, AgileBrain also identified several strong emotional needs across the group that could be addressed more quickly to begin recovering the culture:

Potential

the desire to grow and contribute fully

Justice

a sensitivity to fairness and equality

Purpose

frustration with lack of clear meaning in work

The debrief conversations helped clarify where these signals were coming from.

Many employees described being drawn to the organization because of its strong community involvement and sense of purpose. Over time and particularly after the integration of several agency acquisitions that aspect of the culture seemed to fade. This observation explained the elevated Purpose signal; employees missed the sense of commitment to community.

Another recurring theme was the perception that there were effectively two groups of employees: those who consistently went above and beyond and those who did the bare minimum. Frustration festered at the unequal work, compounded by undifferentiated treatment. This perception of unfairness closely mirrored the strong Justice need observed in the AgileBrain results.

Potential emerged as the single strongest need. Employees showed a genuine drive to grow and perform at a higher level. Yet, many felt held back by unclear expectations, reactive workloads, and operational inefficiencies. The motivation to excel was there, but factors like Justice and Purpose are shaping whether employees feel truly able to realize their full potential .

None of these dynamics were visible in the traditional survey responses.

The Power of Emotional Priming

Mirroring the AgileBrain Exercise, employees were also asked two open-ended questions:

  • What do you want to feel more of at work?
  • What do you want to feel less of at work?

The answers were strikingly candid.

Employees expressed a desire to feel more:

  • Confidence that service work is being completed properly (Safety)
  • Support and appreciation (Caring, Recognition)
  • Clarity about roles as new offices and employees were added (Inclusion, Autonomy)
  • Fairness in compensation for their increased workload (Justice)
  • Unity and teamwork (Inclusion)

They also expressed a desire to feel less:

  • Stress and anxiety (Safety)
  • Pressure and overload (Safety, Justice)
  • Being monetarily undervalued (Justice)
  • Isolation or lack of inclusion (Inclusion)
  • Reactionary chaos rather than proactive work (Safety)

What was particularly notable was the contrast between the emotional candor of the open-ended responses and the uniform positivity of the traditional survey.

When asked directly whether things were going well, employees essentially responded: Everything is fine.

But when first prompted emotionally, a much richer and more complex picture emerged.

The Justice Undercurrent

One theme stood out clearly across the AgileBrain results and open-ended responses:

Justice.

Employees felt the organization had become less fair as the company grew.
Senior leadership had been aggressively acquiring other insurance agencies, bringing in new clients, new staff, and new systems that needed to be integrated.

Senior leaders celebrated the deals but from the employee perspective these acquisitions created:

  • additional service workload
  • greater operational complexity
  • pressure to support new offices
  • little perceived increase in staffing or compensation

Multiple participants attributed the acquisitions to “greed” among senior leadership. The expansion was interpreted as leadership pursuing personal financial gain while employees suffered the integration burden.

The emotional reaction was predictable. Justice activation increased.

When the emotional need for Justice is triggered, people become highly sensitive to:

  • fairness
  • compensation
  • workload balance
  • leadership intentions

But AgileBrain helped reveal something more profound.

A Misunderstood Strategic Reality

During the leadership debrief a revealing moment occurred.

When discussing the Purpose findings and how employees were interpreting the acquisitions, the CEO paused and reflected. He shared that after many acquisitions, he would take time off (acquisitions can be physically and emotionally draining) or travel (some of it business-related),. However, none of this time and travel was communicated internally. He realized that from the employees’ perspective his absences may have reinforced the perception that leadership was personally benefiting from the acquisitions and insensitive to the integration burden they creed.. From the CEO’s perspective his actions were routine and fully justified, but for employees, they became part of an unspoken narrative: leadership were looking out for themselves, not employees.

The reality was very different. The acquisitions themselves were not driven by greed. They were driven by structural changes in the insurance distribution market. Independent agencies increasingly face consolidation pressure from large national brokerages. In this environment, agencies often confront a stark strategic reality: Grow or risk becoming irrelevant.

Leadership understood this existential threat, but lacking that context, employees experienced only the consequences. They interpreted expansion through a moral lens: Leadership is being greedy.

With context, the acquisitions became understandable: Leadership is trying to protect the future of the company. The CEO realized he needed to communicate the strategic context more clearly or risk losing the employees.

Why Traditional Surveys Miss the Signal

Traditional employee surveys rely on conscious, rational self-reporting, which is rife with cognitive bias. Employees often hesitate to express concerns directly because of:

  • social desirability
  • fear of retaliation
  • cultural norms against complaining
  • uncertainty about whether criticism is safe

As a result, cognitive survey responses frequently cluster at the top of the scale.

AgileBrain bypasses this dynamic by measuring emotional needs directly using rapid exposure to validated images. Each image corresponds to an emotional need and the rapid exposure ensures subconscious / emotional response to understand what’s really motivating the respondent.

So, instead of asking employees to evaluate leadership, team dynamics or organizational culture explicitly, the approach detects the motivational signals beneath conscious interpretation.

These signals reveal what employees actually feel, even when they cannot easily articulate it.

From Hidden Emotion to Strategic Insight

The Stone Gate case illustrates an important principle.

Organizational tensions often arise not from bad leadership, but from incomplete or misaligned narratives.

AgileBrain did more than reveal how employees felt.

It helped pinpoint where those feelings were coming from and gave leadership clear, actionable insight into how to address them.

The result was not simply an employee survey, it triggered a strategic reframing of Stone Gate’s narrative and a culture reset that is ongoing

From Insight to Action

AgileBrain insights facilitated that culture reset.

Because AgileBrain pinpointed the specific emotional needs shaping employee experience, leadership was able to move from broad, generalized culture initiatives to more targeted and meaningful action.

For example, elevated Inclusion signals highlighted the need for stronger onboarding and integration processes as new employees joined through acquisitions. Rather than assuming cultural alignment would occur organically, leadership recognized the importance of more intentional connection-building across teams and offices.

Because Justice activation was elevated, leadership recognized that perceived inequity (not workload alone) was driving frustration. This led to a targeted review of how performance, compensation, and recognition were aligned to ensure that high-performing employees felt their efforts were both visible and fairly rewarded.

Purpose-related signals revealed an opportunity to more explicitly communicate the organization’s strategy. By connecting acquisition activity to long-term sustainability and growth, leadership helped employees better understand not only what was happening but also why it mattered.

These actions were not generic improvements. They were directly informed by the emotional signals identified through AgileBrain, ensuring that responses addressed the underlying drivers of employee experience rather than just surface-level symptoms.

In this way AgileBrain enabled leadership to respond with precision, aligning organizational action with the emotional realities shaping employee behavior

The Deeper Lesson

Organizations often assume that culture surveys accurately measure employee sentiment.

In fact, what they often measure is what employees are comfortable saying.

The Stone Gate Insurance case demonstrates that the emotional landscape of an organization can be far more complex.

AgileBrain revealed:

  • strong emotional activation around fairness
  • erosion of perceived purpose
  • hidden stress associated with rapid growth
  • confusion about organizational direction
  • a desire for recognition and inclusion

None of these themes appeared in the traditional survey data. In other words the organization looked perfectly healthy on paper. However, important signals were waiting beneath the surface, where subconscious emotional needs lurk and can fester if unaddressed.

By revealing those signals, AgileBrain allowed leadership to see and address the real dynamics shaping the organization.

And that is precisely the point.

Culture is not just what people say.

It is what they feel.

AgileBrain, CEO John has spent more than 30 years building businesses: designing new business models, cultivating channel partners, developing product offerings and landing early-adopter clients. All of these accomplishments follow from one core principle – it's all about the people. John is a frequent guest speaker and has authored articles on a range of human capital topics, including organizational culture, employee engagement, emotional measurement and assessment design. Prior to joining AgileBrain, Penrose served as an executive officer for DeWolfe Companies, a publicly traded real estate and financial services company, where he envisioned and built one of the first dotcoms serving homeowners. Earlier in his career John served as a Director in the strategy practice of Deloitte Consulting and as a Vice President in corporate finance at Citibank in New York and Kinshasa, Zaire. John earned his AB (history) at Dartmouth (magna cum laude), his MBA at Wharton and an MA in International Studies from the University of Pennsylvania. He has two grown children and lives with his wife, Fatima, in Boston and on their farm in New Hampshire, where he grows hops, harvests timber, and maple sugars.
The Emotionally Agile Brain
Mastering the 12 Emotional Needs that Drive Us

by J.D. Pincus, Ph. D.

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